Vale of Glamorgan
Selling a selection of real nappies and accessories. Little Gems offers face to face advice and over the phone on all aspects of Real Nappies.
Unfortunately, there are no incentive schemes operating in this area that we are aware of.
Credit Union Schemes
Real nappies will save you money in the long run but it is money up front, a great way of avoiding this up front cost is to borrow from your local credit union. They supply low cost loans for any purpose and it’s a great way of buying all the real nappies you need without breaking the bank. Loans are repaid weekly or monthly whatever suits you best.
Vale of Glamorgan Credit Union Ltd
To be eligible for a loan from the credit union you must live or work within the Vale of Glamorgan. You must save for a minimum of 8 weeks you can then borrow up to twice the amount you have saved.
A typical £200 loan paid off over 52 weeks will cost £4.09 a week including interest.
Free life insurance if provided with all savings and loans (from age 18 – 65, subject to pre existing conditions).
There are several collection points in the Borough where you can pay your weekly or monthly payments you can also pay by standing order or by using a Pay point card.
For more details please contact Vale of Glamorgan Credit Union Ltd,
115 - 116 Broad Street, Barry, Vale of Glamorgan, South Glamorgan, CF62 7AL. 01446 722 022.
Cardiff Credit Union
To be eligible for a loan from the credit union you must live or work within the County Boroughs of Cardiff or the Vale of Glamorgan. There is no requirement to save with the Credit Union before the loan is taken out but you must save a little each week when repaying the loan. The cost of a typical £200 loan paid back over 12 months is £4.10 a week, this will be rounded up to £5, the extra 90p being put into a savings account.
Free life insurance if provided with all loans.
You can repay the loan by standing order, at a Post Office using the credit union membership card or by having income or benefits paid directly to the credit union. To get a loan application pack, or for more information please contact Cardiff Credit Union on